eDSCR

CASH-OUT. REFINANCE. PURCHASE.

Construction
Financing

Designed exclusively for vacation rentals, our loan program ensures you get the best terms and support to maximize your investment success.

INVEST WITH CONFIDENCE

Construction Financing Highlights

Practical Underwriting for Short-Term Rentals: Our approach ensures a logical evaluation of your vacation rental income
Extended 30-Year Terms: Enjoy long-term stability with fixed 30-year terms and no balloon payments
Transparent Pricing: Experience straightforward, negotiable-free pricing that you can trust
Asset Protection: Secure your personal identity and assets by borrowing through a corporate entity

The How, The What, and The Why

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New Construction Loans for Investors


Build from the Ground Up. Grow from the Foundation.


Are you a real estate investor ready to bring your vision to life—starting with a blank lot? Our New Construction Loans are designed specifically for experienced builders and investors looking to finance new residential or commercial construction projects from the ground up.


With flexible terms and fast funding, we help you move from concept to completion with confidence.

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Loan Highlights

  • Loan Term: 12 to 24 Months
  • Loan Amount: Up to $10M
  • Loan-to-Cost (LTC): Up to 85%
  • Interest-Only Payments: Lower monthly payments during construction
  • Fast Approvals: Get funded quickly so you can break ground without delays
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What is a New Construction Loan?

A new construction loan provides the capital to finance the complete construction of a new property—starting from an empty lot. Unlike rehab loans or bridge financing, this type of loan covers everything from site preparation and foundation to the final finishes.

Perfect for:

  • Residential developers building single-family homes or multi-family properties
  • Commercial investors starting new mutkifamily or mixed-use projects
  • Builders ready to scale projects quickly with private financing
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How It Works

1. Application & Approval

Submit your loan application docs, project details, construction budget, and timeline. We'll evaluate the scope, exit strategy, and your experience. We'll order an appraisal to give us a sense of the market value.

2. Draw Schedule

Funds are released in stages based on construction milestones on a reimbursement basis.

3. Interest-Only Payments

You only pay interest during the loan term, preserving your capital for the build.

4. Exit Strategy

At project completion, refinance into a long-term loan or sell the property to repay the loan.

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Why Choose Us?

  • Investor-Focused: We understand the timelines, risks, and rewards of new builds.
  • Flexible Terms: Choose between 12 or 24-month durations based on your project scope.
  • Fast, Reliable Funding: Close in days, not weeks.
  • Expert Support: Our team guides you through every phase of the loan process.
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Let's Build Something Great

If you're ready to turn raw land into high-value property, we're ready to help you get there. Apply today and start building your next profitable project—brick by brick.

Qualifying for a New Construction Loan

We have streamlined the new construction loan process, providing substantial financing for investors and developers focused on building new residential or investment properties. Our qualification process is transparent and efficient, centered around four key areas—featuring seamless application, clear guidance, and state-compliant solutions.

Down Payment Requirements
Document Preparation
Meeting Eligibility Criteria
Construction Readiness
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INVEST WITH CONFIDENCE

Explore Our Recently
Closed Construction Financing Property Loans

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