Renovation Loans

Renovation Loans for Real Estate Investors – Nationwide

Fix & Flip or Fix to Rent—eDSCR finances your entire investment journey, from purchase to rehab to rental or resale

Get Pre-Qualified Today

WHY CHOOSE eDSCR?

Investor-Focused. Fast. Flexible. Nationwide.

eDSCR is a private mortgage lender that provides renovation financing designed specifically for non-owner-occupied investment properties—not primary residences.

Unlike FHA 203(k) or Homestyle Renovation loans, our programs are:

Available in all 50 states
Built for real estate investors, not homeowners
No income or tax return verification
Entity (LLC/Corp) and Foreign National-friendly

PRODUCT SECTION: FIX & FLIP LOANS

Short-Term Capital for Property Flips

Buy undervalued properties, renovate them, and sell for a profit—our Fix & Flip loans make it fast and simple.

Key Features:

Loan amounts: $100K to $10MM
Up to 90% purchase + 100% rehab
Max 75% ARV (After Repair Value)
FICO as low as 620
Light & heavy rehab allowed
Close in 7–10 business days

Apply for Fix & Flip Funding

PRODUCT SECTION: FIX TO RENT LOANS

Renovate Now. Hold for Cash Flow.

Acquire distressed or outdated rental properties, renovate, and transition to a long-term DSCR rental loan—all with one trusted partner.

Key Features:

Loan amounts: $100K to $10MM
Up to 85% LTC (Loan to Cost)
Purchase + rehab funded in one loan
Easy exit to 30-year DSCR refinance
FICO down to 500
Eligible for 1–4 units and multifamily

Get Started with Fix to Rent

HOW WE COMPARE

Feature	eDSCR Renovation Loans	FHA 203(k) / Homestyle Loans
Occupancy Requirement	Investment Only	Primary Residence Only
Entity (LLC/Corp) Eligible	✅ Yes	❌ No
Income Verification	❌ Not Required	✅ Required
Property Types	1–4 Units, Multifamily	Limited to Single Family
Speed	7–10 Day Closings	30+ Days
Foreign Nationals Welcome	✅ Yes	❌ No

READY TO FUND YOUR NEXT RENOVATION PROJECT?

Whether you're flipping for resale or renovating for long-term cash flow, eDSCR has your back with fast, flexible, investor-focused capital.

Speak with a Loan Advisor